Member Photo

Tom Davey

Co-Founder and Director


Tom is a co-founder and director of Factor Risk Management. He started his career in financial services for a multi-national life insurance company before joining a boutique insurance consultancy and brokerage in the City. With more than 25 years in the industry, Tom has a wealth of insurance experience, from arranging policies and providing underwriting services to consultancy on catastrophic loss projects for clients such as Equitas, Lloyd’s run-off company.

Tom joined one of the first independent brokers specialising in After-The-Event insurance and became a director in 2006 making him one of the most experienced practitioners in the ATE industry. As part of a successful team that placed over £1bn of insurance cover, Tom works with a wide range of clients including solicitors, company directors and insolvency practitioners. He uses his depth of knowledge, extensive contacts and expertise to assist clients with independent advice on a range of insurance and funding requirements.

Tom assists with a wide range of client requirements but has a particular specialism in placing adverse cost insurance to support consumer rights actions. In addition, he arranges comprehensive coverage for UK insolvency practitioners that is tailored to the nuances of officeholder litigation and realising of assets for creditors.

Tom is ranked as a leading individual in Chambers and Partners (Litigation Support – Litigation Funding Brokers) and was nominated as one of the ‘100 Leaders in Litigation Finance’ in 2023 and 2024 by Law Dragon. He contributes regularly to national and trade publications.

Tom holds the company 5km park run record but despite best efforts is preparing to relinquish this prized title to younger members of the team.